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Tools for Building Business Advantage

LEASE FINANCING SOLUTIONS DESIGNED FOR YOUR SUCCESS

Newer equipment and technology can quickly improve productivity, create major competitive advantages and jumpstart business growth. Typically, you have three equipment acquisition options: an outright purchase, a loan or a lease. Leasing your Bobcat equipment through Wells Fargo, a leading financial solutions provider, may deliver these significant benefits for your business:

IMPROVED CASH MANAGEMENT

Lower monthly payments

For leasing transactions where Wells Fargo assumes the equipment residual risk, lease payments would usually be lower and have far less business impact than a sizable purchase price.

Acquire equipment usage immediately

Low monthly payments would allow you to manage budget constraints, especially when compared to a lump sum purchase, enabling you to acquire the Bobcat equipment you need and put it to work right away.

Optimize working capital and cash flow

Without the large capital outlay of a purchase, cash would be available to strategically re-invest in your business. Spreading payments out over time could also improve cash flow. And if the lease does not affect your credit lines, they could be preserved for other operating needs.

Generate liquidity from your existing assets

With a sale-leaseback, you could sell assets to us for us to lease them back to you, freeing up liquidity you could use for other more pressing business needs while not losing usage of your Bobcat equipment.

LOW ASSET RISK

Avoid technological obsolescence

Various lease structures would allow you to stay ahead of the competition, by giving you the flexibility to upgrade to the latest Bobcat equipment models when you need it, and to avoid keeping less utilized equipment beyond its useful life.

Maximize equipment productivity and reliability

Leasing could allow you to return or upgrade your Bobcat equipment when it gets older, to avoid costly maintenance and optimize up time.

Obtain maximum value from used equipment

Wells Fargo's expertise in equipment logistics, sales and dispositions enables us to obtain greater value for you on used equipment, which in turn could support favorable rates for you. And you don't have to spend any of your time or resources trying to sell or dispose of equipment you no longer need.

FLEXIBILITY AND CONVENIENCE

Equipment ownership flexibility

If you need Bobcat equipment now for a temporary requirement, such as a specific job contract or new product development, but are not sure if you'll need it for the long term, leasing may be the perfect solution. You'll have the flexibility to either return the equipment or keep it at end of lease term.

Customized payment structures

We can tailor lease payment options to meet your specific business and sales cycle, with monthly, quarterly, deferred, step, seasonal and extended payment terms.

Flexible options during and at the end of the lease

If you finance a Bobcat equipment acquisition with a loan, you own the equipment throughout the loan term. If you pay cash, you own it, period. But with a lease, you may have the option to purchase, upgrade, add-on or redeploy assets. At the end of the lease, you may have the option to purchase, return, renew or continue to rent your Bobcat equipment month-to-month.

Entire solution in one easy payment

Together with the Bobcat equipment you lease, you may consolidate financing of other items, such as parts, accessories and maintenance contracts, into a single, convenient lease payment.

Wells Fargo's lease financing solutions provide solid answers that may contribute to the growth and success of your business. Work with the equipment experts who know Bobcat equipment, and with financing experts who are committed for the long-term to meeting your business needs and adding real value.

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